Boat / Marine Insurance
About Boat / Marine Insurance
Bayside Insurance offers the highest level of insurance coverage for
your boat or personal watercraft at affordable prices.
It is important to know the difference between insurance plans and to make sure you have full coverage before taking your boat or personal watercraft out into the water. Bayside Insurance offers coverage from bow to stern for sailboats, powerboats, houseboats, inboard or outboard motorboats, and personal watercraft (Jet Skis, WaveRunners, WaveJammers) – covering you, your passengers, and your boat, as well as other people and their property.
Similar to homeowner’s insurance, boat insurance covers you for:
- Physical damage to your boat and boating equipment, as well as the trailer or outboard motor
- Liability for injuries to other people or harm to property
- Medical costs for injuries to you, your family members, and others
If you take a navigational safety course, you could save money on a Bayside boat insurance policy. Contact a Bayside agent to determine exactly what you need and what type of policy is best for you to protect your marine investment before you head out on the water.
Protect Your Investment
Boat insurance can protect you against damage and loss caused by such common risks as sinking, fire, storms, theft, and collision. Boat insurance coverage is different for each policy and depends on the size, type, age, and value of the vessel.
Typical boat insurance coverage includes:
- damage to your boat, including hulls, sails, machinery, furnishings and personal effects, motor, and trailer
- damage to another boat
- damage to another property caused by your boat
- liability protection
- agreed hull value
- actual cash value
- medical payments,
- new boat replacement
- wreck removal
- salvage coverage
- towing assistance
- injury or death of another person
Separate Boat Policies
Separate boat policies can also be purchased to provide additional liability coverage, broader coverage overall, and higher limits for watercraft liability. Also, sailboats can be diverse in the equipment and riggings on board and may require specific coverage options.
Did you know that insurance can cover damages if your boat is vandalized or it hits another boat, a rock, a log, or a marine obstacle?
Get a Free Online Quote
For your convenience, you can request a free quote online. If you would prefer to speak to a knowledgeable member of our staff, we invite you to give us a call at our Chester or Easton, Maryland location. We’ll explain all the details—making your boat / marine insurance decision an easy one.
As your insurance partner,
We promise to deliver what you need.
CALL US TODAY - CHESTER OFFICE: 410-643-6641 or EASTON OFFICE: 410-822-2800