Insurance Coverage on the Eastern Shore
Similar to homeowners insurance, boat insurance covers you for liability if someone is injured on your boat. It also gives you the choice between replacement costs or cash value if there is a total loss. Like auto insurance, boat coverage usually includes bodily injury that your boat inflicts on others and other properties such as a dock or bridge. It is important to know the difference between these plans and to make sure you have full coverage before taking your boat out into the water.
Bayside Insurance provides the highest level of tailored boat and yacht insurance at affordable prices. If you live on the Eastern Shore of Maryland and you would like an online boater’s insurance quote, call us today at either one of our convenient locations orrequest a quote online.
Easton: (410) 822-2800
Chester: (410) 643-6641
What Does Boat Insurance Cover?
Boat insurance coverage is different for each policy and depends on the type and size of your vessel. However, typical coverage includes:
- Damage to your boat including:
- Damage to another boat
- Damage to another property caused by your boat
- Liability protection
- Agreed hull value
- Actual cash value
- Medical Payments
- New boat replacement
- Wreck removal
- Salvage coverage
- Towing assistance
- Injury or death of another person
What Is Boat Insurance?
A boater’s insurance policy covers you and your boat against liability and damage in the event of an accident. Bayside offers several different levels of coverage for boat and yacht insurance. The types and amounts of coverage you receive depend on the insurance policy that you purchase.