If you live on the Eastern Shore of Maryland and own your own business, it’s important to have workers’ compensation coverage as well as employment practice liability coverage. It covers your business against claims by workers when their legal rights as employees have been violated.
Bayside Insurance Offers Business Insurance for the Eastern Shore of Maryland
For over 30 years, Bayside Insurance has been providing the Upper Eastern Shore area with the highest quality insurance products. Bayside Insurance has convenient locations in Easton and Chester, Maryland. We have always been committed to providing your business with the best overall customer service in the region and will continue that commitment for generations to come.
Employment Practice Liability Coverage in Maryland
The cost of employment practice liability coverage depends on the type of business and the number of employees it has. All companies, regardless of size, should look into purchasing employment practice liability insurance in addition to regular business insurance. It is a valuable tool when preparing for complete risk-management. EPLI policies are written on a claim-made basis.
What Does Employment Practice Liability Cover?
Typical employment practice liability insurance covers:
- Sexual harassment
- Wrongful termination
- Breach of an employment contract
- Negligent evaluation
- Wrongful discipline
- Failure to promote or employ
- Lack of career opportunities
- Wrongful infliction of emotional distress or mental anguish
- Mismanagement of employee benefits
What Is Employment Practice Liability Insurance?
EPLI, also known as employment practice liability insurance, provides coverage to employers and businesses when an employee makes a claim that their legal rights have been violated. The policy covers legal costs if your business is sued by said employee. This type of business coverage covers the legal costs regardless of whether your business wins or loses the court case.