| Chester Office: 410-643-6641 | Easton Office: 410-822-2800

Flood Insurance

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About Flood Insurance

Flood insurance coverage may be one of the
smartest, safest insurance choices you make.

Floods can happen anywhere it rains – even in places where you would think it could never happen. Flood insurance covers damage from heavy or prolonged rain, coastal storm surge, melting snow, blocked storm drainage systems, or other similar causes. It gives you coverage that is not available through home or business insurance for the extensive repairs and devastating financial losses from such disasters.

Flood insurance policy in Easton MD and Chester MD.

Flood Risk Assessment

Did you know your home is more likely to be damaged by flood than by fire? Flood insurance is available for homes, apartments, manufactured homes, condos, and businesses. Many people think that flood damage is covered by their home or business insurance policies, but it’s not. Bayside Insurance can help you determine the right level of flood insurance based on your home’s flood risk level.

A little bit of water can cause thousands of dollars worth of damage. Our agents can help you assess your flood risk and create an affordable coverage plan to protect your assets and belongings.

Bayside Insurance offers flood coverage through a partnership with American Bankers Insurance Company, a federally funded flood carrier. Bayside Insurance flood insurance options include:

  • Up to $250,000 building coverage
  • Up to $100,000 content coverage

Get a Free Online Quote

For your convenience, you can request a free quote online. If you would prefer to speak to a knowledgeable member of our staff, we invite you to give us a call at our Chester or Easton, Maryland location. We’ll explain all the details—making your flood insurance decision an easy one.

Flood insurance policy in Easton MD and Chester MD.


Flood insurance helps cover damage to your building or personal property, covering things like:

  • A home and its foundation
  • A building and its foundation
  • Electrical and plumbing systems
  • Air conditioning equipment, furnaces, and heaters
  • Appliances, such as clothes washers and dryers, refrigerators and stoves
  • Personal possessions, such as clothing, furniture, and electronic equipment

To help ease your worries about flood cleanup, which can be a tough process with lots of mud, flood insurance also offers coverage for debris removal. If you rent, you can get coverage just for your personal belongings.

 As your insurance partner,

We promise to deliver what you need.

Finding the right insurance policy means peace of mind – our agents do the analysis on which policies fit your exact needs so you can rest easy.
Putting money back in your pocket matters to us – we offer quality products at affordable prices so that you aren’t overpaying for your insurance.
Getting the insurance coverage you need quickly means that you can buy the things you love and feel comfortable you are covered right away.

CALL US TODAY - CHESTER OFFICE: 410-643-6641 or EASTON OFFICE: 410-822-2800