Boat insurance coverage is different for each policy and depends on the type and size of your vessel. However, typical coverage includes:
- Damage to your boat including:
- Hulls
- Sails
- Machinery
- Furnishings
- Motor
- Trailer
- Damage to another boat
- Damage to another property caused by your boat
- Liability protection
- Agreed hull value
- Actual cash value
- Medical Payments
- New boat replacement
- Wreck removal
- Salvage coverage
- Towing assistance
- Injury or death of another person
