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What Does Boat Insurance Cover?

boat insurance provided by bayside insurance covers a variety of factors

Boat insurance coverage is different for each policy and depends on the type and size of your vessel. However, typical coverage includes:

  • Damage to your boat including:
    • Hulls
    • Sails
    • Machinery
    • Furnishings
    • Motor
    • Trailer
  • Damage to another boat
  • Damage to another property caused by your boat
  • Liability protection
  • Agreed hull value
  • Actual cash value
  • Medical Payments
  • New boat replacement
  • Wreck removal
  • Salvage coverage
  • Towing assistance
  • Injury or death of another person
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