The state is prone to three types of flooding:
- Non-tidal flooding (flooding from rivers and streams)
- Tidal flooding (flooding from tides and storm surges)
- Coastal high hazard flooding (the addition of wave action to tidal flooding)
You should consider buying a flood insurance policy if your home has the potential to be flooded by melting snow, an overflowing creek or pond, or water running down a steep hill.