Hurricane season is among us (June through November) and severe storms can cause serious damage to homes and businesses. Thankfully, planning ahead can help you better prepare for and manage the damage afterwards. Here are some helpful tips for preparing and managing potential damage during and after a hurricane.
Preparation before the Hurricane
First and foremost it is important to know the difference between a hurricane watch and a hurricane warning. Hurricane watch means that a hurricane is possible within the specified area. A hurricane warning is issued when a hurricane is expected in the surrounding area. Typically you will have a hurricane watch that will turn into a warning when winds reach over 70 mph.
Next, you should do an inventory of your home to make a record of your belongings. You should also prepare a hurricane evacuation kit that can be reached within a moment’s notice. This kit should include items such as:
- Prescription medication
- Baby formula and diapers (if needed)
- Important family documentation
- A change of clothing for every family member
- Cash or travelers checks
- Food for your pets
- Bottled water
- Maps of the local area
Preparing the Outside of Your Home for a Hurricane
Preparing your home for strong winds is a good way to cut down on damage after the fact. If a hurricane is likely to hit your area, you should:
- Remove diseased or damaged tree limbs that are likely to blow away in a storm.
- Secure or store any outdoor furniture, as well as any freestanding objects in your yard.
- Cover your windows with permanent shutters, or plywood.
- Have any extra supply of plywood on hand if needed during the storm.
- Check your homeowner’s insurance to see if it covers floods. If it does not, you may want to look into purchasing flood insurance.
- Develop an emergency communication plan in case family members are separated during the hurricane.
If you live on the Eastern Shore of Maryland, you are more likely to experience high winds, coastal flooding, and hurricanes. You should make sure you review your homeowner’s insurance coverage before hurricane season to make sure you are fully covered for any damage that may occur during a storm. For more information, or if you would like to speak with an insurance agent regarding coverage, contact Bayside Insurance today at either one of our convenient locations:
Easton: (410) 822-2800
Chester: (410) 643-6641